Terms of Use
Last updated: January 2026
1. Acceptance of Terms
By accessing and using BestHealthInsurance.co.nz, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
2. Nature of Service
BestHealthInsurance.co.nz is an information and referral service operated by Cover4You Group. We provide general information about health insurance options in New Zealand and connect users with licensed insurance advisers. We do not provide regulated financial advice directly through this website.
3. General Information Only
The content on this website is for general information purposes only. It does not constitute financial advice and should not be relied upon as such. Health insurance products vary significantly and individual circumstances affect what cover is most appropriate. You should seek personalised advice from a licensed financial adviser before making any insurance decisions.
4. Accuracy of Information
While we take reasonable care to ensure the accuracy of information on this website, insurance products, pricing, and terms change frequently. We do not warrant that information is current, complete, or accurate. Always verify details directly with insurance providers or your adviser.
5. Third Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of information on those websites. Links are provided for convenience only.
6. Limitation of Liability
To the maximum extent permitted by law, Cover4You Group and BestHealthInsurance.co.nz are not liable for any loss or damage arising from your use of this website or reliance on information contained herein.
7. Intellectual Property
All content on this website, including text, graphics, and code, is owned by or licensed to Cover4You Group. You may not reproduce, distribute, or use this content without our written permission.
8. Changes to Terms
We may update these terms at any time. Continued use of the website after any changes constitutes acceptance of the new terms.
9. Governing Law
These terms are governed by the laws of New Zealand. Any disputes will be subject to the jurisdiction of the New Zealand courts.
10. Contact
For questions about these terms, contact us at hello@cover4you.co.nz.