AIA
Private Health or Cancer Care, with the AIA Vitality programme as an option
Coverage
About AIA
AIA New Zealand sells two health options: Private Health, which covers a wide range of medical conditions including surgery, specialist consultations and diagnostic imaging, and Cancer Care, which covers cancer-related treatment only. Private Health can be upgraded to Private Health Plus for additional diagnostics and specialist consultations. AIA Vitality, their wellbeing programme, can be added for $13.50 a month for those aged 16 and over and carries a premium discount. AIA state they paid over $177 million in health insurance claims in 2025.
What they publish
- ✓Hospitalisation up to $500,000 per policy year on Private Health
- ✓Major diagnostic imaging and tests up to $200,000 per policy year
- ✓Radiotherapy up to $500,000 per policy year
- ✓Mental health support benefit of $2,500 per policy year on both plans
- ✓Cancer Care available as a standalone, cancer-only plan
- ✓AIA Vitality wellbeing programme with a premium discount, $13.50 a month
Questions to ask
- −Will you actually engage with Vitality? The discount depends on it.
- −Cancer Care covers cancer only, so check what it does not cover
- −Several benefits carry stand-downs of one to three years, so ask which
- −How is your own medical history treated on application?
Commonly Suits
- • People who want a cancer-only option
- • Those who will use a wellbeing programme
- • Buyers wanting stated dollar limits on major benefits
Coverage Types
Hospital & Surgical
Specialists & Diagnostics
Cancer Care
Mental Health Support
AIA Vitality
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General information, not financial advice
Information on this page is general in nature and does not take into account your personal circumstances, goals or financial situation. BestHealthInsurance.co.nz is not a Financial Advice Provider. We do not compare policies for you, we do not recommend an insurer, and we do not give financial advice.
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