Get a Quote
We pass your details to one of a number of specialist trusted brokers and underwriters we have vetted. They compare policies and advise you. We do not give advice ourselves. No pressure, no obligation.
Request a Quote
Fill out the form and a specialist NZ insurance adviser will be in touch within 24 hours with a personalised quote.
Get Your Best Health Insurance Quote
Compare all major NZ providers in 24 hours
Contact Details
Why Contact Us
- ✓Independent health insurance comparison service
- ✓Compare all major NZ providers — including UniMed
- ✓NZ insurance advisers with years of market experience
- ✓No obligation — explore options guilt-free
- ✓Personalised advice for your situation
About Cover4You
BestHealthInsurance.co.nz is part of the Cover4You Group — passionate about helping New Zealanders find the right health insurance policy for their needs and budget.
When you enquire, we connect you with a licensed NZ insurance adviser who compares all major providers on your behalf at no charge.
Frequently Asked Questions
Is your service really free?
Yes. There is no cost to you at any stage, and being referred by us does not increase what you pay for your policy. How the service is funded is set out in full in our Terms.
How long does it take to get a quote?
Most quotes are provided within 24 hours. Simple quotes may be faster. We'll confirm timing when we contact you.
Do I have to buy insurance?
Absolutely not. We're here to provide information and quotes. You're free to take your time deciding, or not buy at all.
Which providers do you compare?
We look at Southern Cross, nib, AIA, UniMed and Partners Life — all major NZ health insurers. We do not rank them. Which one suits you depends on your age, your health history, the excess you choose and the benefits you actually want, so the adviser works that out with you rather than starting from a favourite.
Can you help with pre-existing conditions?
Yes. Every insurer treats pre-existing conditions differently — some exclude them permanently, some apply a stand-down, some will review after a period. An adviser can walk you through how each one would treat your specific history before you apply.
Will you pressure me to buy?
No. We provide information and options, and the decision is entirely yours. We're here to help, not to sell.
Why New Zealanders Trust Us
Specialist Advisers
We connect you with NZ insurance advisers who specialise in health insurance and know the market inside out.
Independent
We are not owned by an insurer, and the information we publish comes from what each insurer publishes about itself.
Your Best Interest
We focus on finding you the right cover at the right price for your situation.